Health Insurance in Canada. Do International Students Really Need It?
Dec 26th, 2007 by admin
It is significant to be secure specially if you are away from your home. So, this is the cause why Canada encourages overseas students that study in the state to gain a student health insurance while their staying in Canada. Sudden illnesses, unforeseen events such as accidents and other connected incidents can happen at any time, and at any place.
This is a thing that anyone who wants to stay in this country, i.e. Canada, as a foreign student must take into account. The majority of educational institutions demand all students arriving from abroad to secure themselves through buying an insurance policy. Besides, this will ensure overseas international students that will get education in this country the coverage as well as protection from some emergency hospital bills or medical expenses if one day they get sick and are accidentally injured while their staying and studying in the institution they are studying.
It is a more prudent choice to care for ourselves for excessive expenses rather than feel sorry in the end; and this is why making yourself covered is as essential as your passport, while traveling, studying and working in a foreign country or anywhere else.
Foreign students that study in some regions like British Columbia, or Alberta and Saskatchewan obtain coverage under their individual provincial health plans at place they are studying. Some other provinces require international students to make their private arrangements for the medical insurance coverage in a number of private insurance companies.
For example, in Ontario, all overseas students as well as their dependents who go with them always required to be registered in the University Health Insurance Plan during thirty days starting from their day of coming in the province. However, late application will cost them an extra $500 for every dependent. In order to be considered an eligible dependent, person must be the husband/wife of the student or a law partner, or dependent child and children that are below 21 years old or under the age of 25 and are studying full time.